Personal Select Insurance

Minimizing risk at home and beyond.

Learn MoreComplimentary Policy Review

Personal Insurance Coverage for Private Clients

John M. Green Insurance knows the emotional and financial investments involved in owning a higher valued home, and our dedication to protecting you and your family’s assets is our #1 priority. Our Personal Select division is focused on clients with homes valued above the average market price.

Don’t Let Mass Market Insurance Undervalue Your High-Value Home

The risk associated with high-value homes tend to exceed the coverages available by the mass market carriers we see on TV. If your home falls in this value range, then there’s also a good chance a typical homeowner’s insurance policy isn’t right for you. This is especially the case as you acquire more expensive valuables and furnishings.

Coverage from mass market carriers is limited in many areas, and limits are capped relatively low for many personal items. You will have to buy separate endorsements or insurance riders to cover the extra value of your home and its belongings, not to mention that basic homeowners insurance policies don’t cover enough damage costs for expensive building materials. Imagine a sewer backup ruins $30,000 worth of flooring, but your coverage maxes out at $10,000. That’s what we call an insurance catastrophe!

That’s where John M. Green comes in. We have partnered with several select “A” rated carriers that target these homes valued between the average, mass market carriers and the more distinctive, Private Client carriers. These carriers offer broader coverage, high limits, and are more flexible with tailoring a policy to your needs.